Privacy Notice & Disclosure

FACTS WHAT DOES PROFESSIONAL POLICE OFFICERS CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number Income Account Balances Payment and Credit History Credit Scores When you are no longer our member, we continue to share your information as described in this notice.

HOW? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information, the reasons Professional Police Officers Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Professional Police Officers Credit Union share? Can you limit this sharing? For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO       For our marketing purposes-- to offer our products and services to you YES NO       For joint marketing with other financial companies YES NO       For our affiliates' everyday business purposes-- information about your transactions and experiences NO We Don't Share       For our affiliates' everyday business purposes-- information about your credit worthiness NO We Don't Share       For nonaffiliates to market to you NO We Don't Share

QUESTIONS? Call 317-327-2600 or go to www.ppocu.org

WHAT WE DO How does Professional Police Officers Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.     How does Professional Police Officers Credit Union collect my personal information? We collect your personal information, for example, when you Open an account Apply for a loan and/or give us your income Provide account information Show your driver's license Use your debit or credit card Make deposits or withdrawals from your account We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.     Why can't I limit all sharing? Federal law gives you the right to limit only Sharing for affiliates everyday business purposes-information about your credit worthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.     What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

DEFINITIONS AFFILITIATES Companies related by common ownership or control. They can be financial and nonfinancial companies. Professional Police Officers Credit Union has no affiliates.     NONAFFILIATES Companies not related by common ownership or control. They can be financial and nonfinancial companies. Professional Police Officers Credit Union's does not share with our nonaffiliates so they can market to you.     JOINT MARKETING A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Professional Police Officers Credit Union partners include insurance and title insurance companies, credit card companies.

OTHER IMPORTANT INFORMATION For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. For California Members. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization. For Vermont Members. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.