*Risk Based Pricing still applies and rates are based on credit scoring. Contact the credit union staff for offer details and eligibility requirements.

**Closing costs associated with the traditional HELOC loans for properties in the Indianapolis Metropolitan area will be covered by the credit union. Closings costs for loans in other areas will be covered by the credit union up to the usual and customary amount for Indianapolis. Closing costs in other locales in excess those usual and customary fees for Indianapolis may be the responsibility of the borrower. In addition, closing costs for HELOC loans applied for and not funded may be the responsibility of the borrower. Note: Any loans closed prior to one year from opening may incur repayment of all closing costs. Property insurance is required to open the plan. Variable rate set by Wall Street Journal Prime Rate with a maximum APR of 21% over life of loan.

***No Annual Fee. Maximum term based on line of credit. Foreign Transaction Fee up to 1% of each transaction in U.S dollars. Fixed interest rate set by Board of Directors. Contact the Credit Union for details.

***To obtain a copy of the VISA Credit Card Agreement or a copy of the "New" VISA Travel Accident and Baggage Delay Insurance Coverage Disclosure, please contact the credit union at 317-327-2600.

Note: APR is Annual Percentage Rate
All loans are subject to credit approval and individual's credit worthiness

Information listed on this page are subject to typographical errors. Rates, terms and conditions are subject to change without notice, and such changes may be delayed to this posting. Please contact a Member Services Representative at 317-327-2600 to confirm current rates. THIS INSTITUTION IS NOT FEDERALLY INSURED, AND IF THIS INSTITUTION FAILS, THE FEDERAL GOVERNMENT DOES NOT GUARANTEE THAT DEPOSITORS WILL GET BACK THEIR MONEY. THIS INSTITUTION IS PRIVATELY INSURED FOR DEPOSITORS UP TO $250,000 THROUGH AMERICAN SHARE INSURANCE.